Oct 25, 2014

Plastc

Mobile wallet is present and future of prominent banking transactions like payments & transfers.
Telecom operators and Banking firms already started providing the mobile wallet with limited or slightly more capabilities. Barclays's Pingit, Vodafone M-paisa, Google wallet, and latest is Apple Pay. 
Apple is best in marketing, and thus Apple grabbed lot of attention and suddenly big retail giants announced acceptance of Apple pay - NFC payment. Its easy, secure, and cool. No question's on legitimacy and probably its more secure than you think. It ain't worrisome in any way. 
There's nothing wrong unless Walmart, K-mart, 7-eleven decide not to support Apple. These retailers joined hands in 2012 probably CurrentC coming next year(2015) will be competitor to Apple Pay.

Google Wallet, Apple Pay, or CurrentC - we don't know the most intelligent way to carry cards and more importantly we don't which will be most widely accepted. Possibly wait for few months or an year to see trend and decide.

Among all these technological innovations going on, I am also  impressed by Plastc, which is a single card which can hold information of 20 cards, and you swipe and choose which card will be actually swiped when you swipe plastc card. IN other words in one plastc card you feed information of multiple cards. You carry only one card - plastc card. You swipe plastc card, and before swipe you choose which card to use in the UI of plastc card. 
It's mentioned on their web site - 
"Plastc Card is the most intelligently designed, full-featured, and secure payment device on the market. In conjunction with the Plastc Wallet app, the Plastc Card can store credit, debit, gift, loyalty, membership, and even key cards on a single device. Each Plastc Card is equipped with a secure PIN lock, proximity alerts, and a unique ‘Return Me’ mode, making it more secure than both traditional credit cards and other payment technologies"

Know more on "https://www.plastc.com/", how cool it is, 

But I really dont know whether to recommend this card or not, because more changes coming and if all cards information is already in phone and we pay by phone then why even carry a single card. Choice is yours, but plastc is intelligent way to feed all cards in one device(/card). Best part it will be accepted everywhere. 



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